Disclosure: This is a post written by me and any opinions expressed are my own. I may or may not have received compensation for my services.
This year seemed to blow by for us and Christmas is just around the corner. It’s amazing to even say that! Of course that means here comes holiday shopping. The large amount of spending over such a small period of time, can increase the chances for identity theft and identity fraud. Simply being a smart shopper can reduce your chances but, it doesn’t necessarily ensure you have done enough to reduce all the risks surrounding identity theft during the holiday shopping season. Sometimes drastic times calls for drastic measures (I know this all to well) and this season might be the right time to go above and beyond the normal “tips and suggestions” that we hear about.
According to the National Retail Federation, 212 million US consumers spent an estimated $45 billion over the Black Friday weekend in 2010.
- Leave your Debit card at home and use only a credit card or a gift card. If you don’t have a credit card, consider purchasing a pre-paid credit card to limit the amount lost if you are victimized. If you’re the target of an identity thief, you’re not losing your money but the lenders. Don’t give the criminals direct access to your funds.
- Smarter Savings –Don’t open store credit, even if they are offering you 20% savings. By opening store credit you are creating more opportunities for your personal information to be exposed and/or lost and chances are good that you can find a similar discount code just with a few clicks online.
- What’s Your Frequency? If your card has the volume symbol on the front or back, your card is emitting signal just looking to connect (radio frequency identification) to a card reader– and a thief knows this. RFID credit cards reduce the need for the consumer to scan their card, instead the card just connects. Identity thieves are creating devices to electronically pickpocket you if you’re carrying and RFID card in your purse or wallet. Call your lender and request a credit card without the RFID chip.
- Swipe in Style – Don’t swipe your credit card at the checkout, instead, hand it over to the cashier to run through on the register. Identity thieves are compromising point of sale terminals and capturing your personal information.
- Wi-Fi Worries – When browsing online, avoid shopping on public Wi-Fi networks and shared computers. You cannot guarantee the security of the computer and you are placing your personal information at risk whenever you use a public or community computer to make a purchase online.
What are some other ways you can protect yourself? Check out a Company called LifeLock. In 2005, LifeLock set out to provide proactive identity theft protection to a growing member base. As chairman and chief executive officer of LifeLock, Todd Davis has committed the last five years to building an organization that is at the forefront of helping to combat identity theft crimes. I had the chance to sit down to lunch with Todd and his staff back in August and all were extremely helpful in educating me on just how easy it is to have your information stolen. Many times I found myself sitting there with my mouth open, in disbelief that people actually came up with some of these ideas! Want to give LifeLock a try at no cost? Enter my giveaway below!
Some articles worth reading :
National Retail Federation- Black Friday 2010Total Spending $45 BillionOnline & in-store- 212M shoppers
This giveaway is for one year of LifeLock Service that is good for one adult and up to three children and is valued at $275!!
Disclosure: I’m a LifeLock Brand Ambassador and this is a sponsored post. Any views and opinions expressed on this blog are solely my own. This post is solely the property of MAK Media, LLC and/or its above sponsor. The product itself did not persuade my personal beliefs or views. I was under no obligation to write a positive post. You can read more about our Disclosure Policy here.